Cash Credit Loan
Cash Credit / OD Loan
Manage your business cash flow efficiently with our Cash Credit (CC) and Overdraft (OD) facilities. These flexible funding solutions allow you to withdraw funds as needed and pay interest only on the utilized amount, helping you maintain smooth daily operations.
Why Choose Cash Credit / OD Facility?
Designed for businesses that require ongoing working capital support, Cash Credit and Overdraft facilities provide financial flexibility to handle seasonal demands, supplier payments, salary disbursements, and unexpected expenses without disrupting operations.
- Interest Charged Only on Utilized Amount
- Flexible Withdrawal & Repayment
- Ideal for Working Capital Needs
- Quick Processing & Renewal Options
Our experts help you assess your business requirements and secure the right credit limit from leading banks and financial institutions. From documentation to sanction and renewal, we ensure complete support and transparent guidance.
Cash Credit / OD FAQs
What is the difference between Cash Credit and Overdraft?
Cash Credit is usually provided against inventory or receivables, while an Overdraft is linked to your bank account and may be secured or unsecured.
Is collateral required for CC/OD facilities?
Collateral may be required depending on the credit limit and lender policies. Some unsecured options are also available.
How is interest calculated?
Interest is calculated only on the amount utilized, not on the total sanctioned limit.